UPDATE: I found an ad in the Sunday paper as I was skimming through it today and it clearly states that the 5% off and FREE shipping are perks to BOTH the Target REDcard Debit Card and Credit Card. The only caveat is that you cannot shop with your Target REDCard Debit Card on the Target.com MOBILE site, meaning through a cell phone.
I’ve known about the Target REDcard for quite sometime but have been reluctant to write about it since we believe using cash and the Envelope Budget is the best way to manage our money. However there are some new and very noteworthy perks. Let me first start by saying it’s NOT a credit card instead it’s a debit card that is linked to your bank account. Please correct me if I’m wrong but from what I understand when you shop at your local Target using your REDcard you automatically save 5% and then the amount is debited from your checking account.
Here’s where it gets good though – if you use your REDcard when shopping online at Target.com you’ll not only get 5% back buy you’ll also get FREE shipping on every order with no minimum purchase required – that’s HOT!
This will come in handy this Holiday season, lot’s of greats deals at Target stores and online – free shipping is just too good to pass up! When you arrive at the Target website through this link just scroll down until you see the dog pictured above, you’ll find more details there.