About Me

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Make the most of every dollar you earn.

My name is Maria and I live in the beautiful city of Boulder, Colorado. Welcome to my new home on the web! Through The Frugal Find I hope to share ideas that will transform the way you view your finances—as well as coupons, hot deals, DIY projects, recipes, and tips on living a full and frugal life.  If you’re looking for a way to cut through the clutter of coupon sites, daily deal emails, sales sites, and all the other “money saving” chatter out there on the web, you’ve come to the right place. Every day I strive to present a sampler of deals that you might have otherwise not found or thought about.

In a way it feels like a scavenger hunt. I so enjoy the searching and researching, and can’t wait to share my finds with you. Some posts might resonate with you and others not so much. But in the end I hope to find something for every one of my readers. We are all so different and our stories and life make us unique. By offering such a variety I am hoping to touch as many peoples lives as possible.

“The life you live is the lesson you teach”

That quote has been on my mind a lot lately as I transition into a new career and a new stage in life. I try to be an example for my children when it comes to the way I live, love and work. I can give my kids all sorts of advice, but unless I live the life that I am preaching, it won’t have any impact on them. It’s a huge responsibility to raise kids nowadays and I am trying so hard to do it in the best way possible. I think so far I have done a great job, because I couldn’t be prouder of my 2 children. I’ve seen them blossom into amazing teenagers and can’t wait to see what they become as young adults.

Maria Phillip Annette

This is me with my son Phillip and daughter Annette (and my 2 dogs who photobombed this picture!)

I was born and raised in Guatemala. My dad is German and my mom American. My parents met in college in Iowa, fell in love, got married and returned to Guatemala where my father’s family had relocated in the early 1920’s. I’m the youngest of three and am extremely close to my family.

For more than 20 years I worked in consumer research in the U.S. and Guatemala, helping food companies set up taste test panels, conduct focus groups, and develop new products. I loved my work, but after more than two decades, I was ready for a change.

A turning point …

Then, in August of 2007, my college roommate and one of my dearest and closest friends was diagnosed with colon cancer and passed away just eight months later. Her death made me realize that we shouldn’t take life for granted. Pam’s passing gave me the courage to take the next step and relocate to the USA. On a leap of faith I sold my house in Guatemala, bought a house in Boulder, enrolled the kids in school and embarked on this new adventure.

Taking on this website was part of my journey of discovering myself. I realized that I needed to pursue my own interests and be my own person and prepare for the day when my kids would follow their own paths. I had been looking for something, not really knowing what that “something” was. The minute I  started blogging, I knew that I had found my new passion. 

When I’m older and look back at my own life, I want to know without a doubt that I have made a difference in people’s lives—people like you. I don’t want to wonder “did I do all I could/should to make a difference?” I want to be certain of it. And I hope that through this website and all that it offers I will make a difference in yours.

My final thoughts can be best summarized in a quote by Mark Twain: “Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover”

I look forward to sharing this adventure with you!



Our motto here is Save More. Give More. Live More. Our hope is to help you be able to do all three. We bring you the best deals every day, on pretty much everything. We start with grocery store deals, matching up sale prices with current coupons. We also do lots of online deals – daily deal sites, Amazon, and more.
If you would like, you can read about the TFF story.

First, you need to go watch our FREE Online Coupon Class Video Series. Then, we recommend starting with one store – once you master that, move on to another one.

Never fear! We wrote this Coupon Lingo post just for you (and everyone else).

Well now that you’ve done all that, you get to sit back, relax, and let us find the deals for you. You can sign up for our Daily E-Mail Digest, subscribe to our RSS feed, and follow us on Facebook and Twitter – we’ll send all the deals we find your way!

Just look for some text that is underlined and colored purple or blue – those are links you can click on, and they will take you to the deal.

Just head on over to The Frugal Find Coupon Database. You may want to watch the Vlog: How to use the TFF Coupon Database.

Easy – use our search box. It’s on the leftt side of the page, just below the header. You type in a term to search for and hit enter. You can find it here:


Leave a Comment


  1. I am blessed by your testimony. I too am a Christian and feel convicted to do the best with what Gos has given me to work with. Then I have more to share! God bless you! Thank you for your efforts with this site and in His Kingdom!

  2. I read that you are a children’s pastor and a homeschooling mom. Would you care to share with me your experience and how you balance the two “jobs”? I am pursing to be a children’s pastor but friends of mine have expressed some concerns about me doing that while homeschooling. Any thoughts would be much appreciated!

  3. I love the video. You did such a great job. I am also a dealpro with Savings.com. Good job with homeschooling too!

  4. I just wanted to say thank you for all the money you have saved me this year! I had started a “How To” blog this and couponing was my first topic. I honesty have had much time to do much with only two post…the second was How to get the most from your baby registry. Anyways, my friend turned me on to your site and I absoutely love it! Thank you for all your hard work!

    Melinda Szegedi
    Atlanta, GA

  5. I am new to reading your blog and new to blogs altogether. I started reading The Simple Dollar just a couple of months ago and started branching out to other sites that would help me save money on food, personal items, etc. The one problem I discovered is most of the blogs that offer grocery coupons or tell you where to shop to save aren’t in my area. Sure I have Target, Wal-Mart, CVS and Walgreens but here in Baton Rouge our major grocery stores are Winn-Dixie, Albertsons and Whole Foods. Do you or any of your readers know of a blog similar to yours that services the South?

  6. I just came across your blog and LOVE it! Have you heard of “Just Between Friends” — if not, you have to check it out! Every mom that wants to make money and then spend it wisely needs to know about Just Between Friends. It is children and maternity consignment sales event that will allow you to basically clothe your child for an entire season (spring/summer) for $100! Now if you now how to work the system, you would sell the cloths and toys your don’t fit into or play with anymore, so basically from the money you earn and the money you spend by new stuff — you haven’t touched your pocket book. How great is that!?! Check it out!

  7. http://www.jbfsale.com/default.cfm

    This is the link for the sale spoken of in the comments (Just Between Friends)

  8. Hi! Just came across your site – Love it! I’ve been couponing for the last couple years and have mastered CVS pretty well. I’m in Indiana and Peggy (Jan 13) if you haven’t checked out SouthernSavers.com you should! I don’t have anything to do with them, but just love the good deals that she comes up with. And as you can guess by her blog title she is in the south. I don’t have a lot of the stores that she blogs about but it sounds like you might find WinDixie on her list of stores! I use her blog for great CVS deals.

    Thanks Julia for another great way for me to save money!!

  9. Love your blog and your testimony…and can I say, I don’t like the term “young mother” either. I was a young mother too and I didn’t like being clumped with the young mothers of my day!!! Be blessed!!!

  10. Hi Julia,

    A friend sent me a pdf of some coupons for free Doritos. How can I tell if these are real or fake?


  11. frankigee says:

    So nice to find Lucky/Savemart deals on a site! Been doing the Q thing for a couple of years but never found help putting together deals for our local norcal chains.

    Thanks for inspiring testimony and sharing your joy in serving our Lord.

  12. susan yoshi says:

    FoodMaxx on Clayton Rd. has stopped taking internet coupons. They recieved a notice from the Corporate Office.

  13. Hi Julia!

    So great to meet you today at Sheila’s house-it was quite a long trip for you guys to make over to our neck of the woods, so thank you!

    Excited but intimidated by this whole new world of couponing, meal planning and frugality. Boy, I’ve always thought of myself as frugal and “wise” as far as spending, giving and saving…generally being a good steward of what the Lord has blessed us with, but after seeing how well you do and how much you save and actually get for FREE, I’ve got such a lot to learn!

    Just wanted to thank and encourage you!
    Have a great day!

  14. Hi Julia!! First I wanted to tell you how much I love your site and your emails!! I have only recently gotten into couponing, but have easily become addicted!! I would love to get into blogging like you – only in my area. I am in the Philadelphia area. What I would love to know is how you got started with the blog and what steps you did to get started! I am clueless as to where to even begin!! I also would love to know how you balance your time with the blog, your ministry, the children, homeschooling (which is something I am also thinking about doing) and your day to day chores around the house. If you have a spare moment (no, really! LOL) drop me an email, I would love to hear from you!! Thanks in advance!

  15. Hello Julia,

    How exciting to see that you are a Christian! It’s good to know that there are so many Christians in CA. We are Believers in Virginia. Where do you go to church?

    Thanks for all you are doing here. Every bit of money I can save is a help. My daughter-in-law told me about your site. EI have always been a couponer, but even an old dog can learn new tricks.

    Joy Jackson
    Staunton, VA

  16. Hello Julia,

    I just started reading your blog and I must say, thank you soo… much. I am a jobless *moneyless* 25 year old student currently living with my mom and really wanted to stretch my dollar so began couponing. I bought my first “batch” today and my mom was impressed. We are a family of 8 *with a 2 year old!* and living on 1000-1200 a month with a $800 mortgage. We also have 6 dogs *rescued from abusive owners* so budget is key. Your blog, along with hip2save, totallytarget and iheartriteaid helps me so very much but I believe you are the only one in CA. :)

    I just wanted to add that the RP and SS inserts found in the Sunday paper are also delivered to my mailbox for free. Not sure if this is something that happens in CA entirely or just Sacramento, but this helps because I just ask all my neighbors for them! I hope this helps anyone out there!

    Thank you again and God Bless!

  17. Hi Julie! I am from Stockton, CA. Thank you so much for keeping us up-to-date on all the deals for Northen Cali, I LOVE that! Igo to your site daily and look for the latest. :) My church is now offering a “coupon class” and they are putting your site as the BIGGEST reference! Thank you again. God bless you and your family indeed. :)

    PS. I too am a “young” mom…6 kids and I’m 29! ;-)

  18. Hi Julia, I just found your website through Twitter and start following you. You have a wonderful site and offer valuable information – keep up the great work! :) I am also a blessed homeschooling mom of 4 (all girls!) and I am always looking for new ways to save money. Your website is a fantastic resource. God bless you and your family.

  19. Kim Dauer via Facebook says:

    Enjoyed your story. When I was little money was tight and when I’d visit my grandparents they were much more comfortable but when we went shopping my grandma would shop sales and use coupons and I’d protest saying “Why do this grandma, you’re rich!” and she’d reply “How do you think I got that way?”

  20. Kim Dauer via Facebook says:

    Enjoyed your story. When I was little money was tight and when I’d visit my grandparents they were much more comfortable but when we went shopping my grandma would shop sales and use coupons and I’d protest saying “Why do this grandma, you’re rich!” and she’d reply “How do you think I got that way?”

  21. Monique Dear via Facebook says:

    Nice to meet the amazing woman who is brining amazing saivngs to our lives. thanks so much!!

  22. cyndi dickason says:

    So glad my cousing referred me to your site. I had been here before, but didn’t realize it was a CA site. I’m in Central Ca (modesto), and have been looking for a more local site. Can’t wait to get more familiar with your site & find some great deals. I also love that this is a Christian based site, always good to be in the company of believers.

  23. Hi Julia – I just found your website a few weeks ago and read your story. THANK YOU for sharing your heart so honestly. My husband and I have been challenged to trust in our God too as our income has gone down and God has also called us to international adoption in the very midst of this time!! He has been faithful to meet our needs as we also are trying to be diligent to cut back on expenses… we are committed to adopting without getting into debt. I appreciate your journey- thank you again for sharing!! – Anna

  24. Hi,
    I was just reading some of the comments about how rude some people can be to couponers. As a guy who has been couponing almost a year, I have never had this problem. On the contrary, I get people constantly asking me where I get my coupons and I always mention your site. I wonder if there is somewhat of a double standard between men and women couponers. What’s your take. love your site. Thank-you

  25. Hello:
    I was referred to your site from a Dave Ramsey Financial Roundtable class. What a surprise. I’d rather subscribe to your site than Groupon. God has really used your ministry in a great way. I hope you go public, raise millions of dollars and take your same model on a higher scale..if that’s His will. Meantime. thanks for your testimony.

    • Ron, thank you for your encouraging words! I’m so glad you’re here and even happier that you’re on the Dave Ramsey program. Way to go!

  26. yesenia says:

    Hi Julia,

    I live in Watsonville California near Santa Cruz and Monterey. I was wondering if your blog inlcudes deals in my area?


  27. Katherine says:


    Thank you for sharing your testimony. It’s very inspiring! I’ve been blessed by your site as I’m learning to be a frugal mother to four young boys. Keep up the great work!

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